by AleExpriva | Oct 6, 2015 | ACA, Affordable Care Act, Group Health Insurance, Health Care Reform, Health Insurance, Insurance Carriers, Insurance Companies, Small Business
Aetna has announced that effective January 1, 2016, will be changing Affordable Care Act (ACA) compliant small group health benefit plan designs. According to a communication letter sent last week, some Aetna and Coventry 2015 ACA compliant plans in Florida will be...
by AleExpriva | Sep 9, 2015 | ACA, Affordable Care Act, Family Health Insurance, Group Health Insurance, Health Insurance, Insurance Carriers, Insurance Companies, Private Health Insurance, Small Business
In the fourth Medical Loss Ratio (MLR) Reporting Year, UnitedHealthcare’s results show that 76 Aggregation Sets in total (group and individual combined) qualified to receive premium rebates totaling $117,626,280 for 2014. For the 2013 Reporting Year, 86 Aggregation...
by AleExpriva | Jul 29, 2015 | ACA, Affordable Care Act, Group Health Insurance, Health Care Reform, Health Insurance, SHOP, Small Business
Our last post, Group Health Insurance: Notice of Coverage Options, also included in our lattest Expriva News, rose a huge contraversy. Many of you emailed us with a lot of questions. One of the most frequently asked questions was: What is a full-time equivalent (FTE)...
by AleExpriva | Jul 7, 2015 | ACA, Affordable Care Act, Group Health Insurance, Health Insurance, Renewal, Small Business
The Affordable Care Act requires all health plan issuers and group health plans to provide eligible employees with a Summary of Benefits and Coverage (SBC). The SBC provides information to better understand your plan and allows you to compare coverage options. This...
by AleExpriva | May 14, 2015 | ACA, Affordable Care Act, Employer Mandate, Group Health Insurance, Health Insurance, Small Business
The ACA does not explicitly mandate that all employers have to offer medical coverage. However, under the reform law, there are two potential penalties. Keep in mind that an employer may continue to offer several plan design options to its employees. To avoid the...
by AleExpriva | Dec 18, 2014 | Federal Marketplace, Group Health Insurance, Health Insurance, SHOP, Small Business
A new nationally representative survey of employers shows that most are unfamiliar with objective metrics of health plan quality information. The survey, conducted by The Associated Press-NORC Center for Public Affairs Research, also found that employers are looking...
