by AleExpriva | Apr 12, 2017 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance
When choosing a health plan, a term that might come up is out-of-pocket maximum. An out-of-pocket maximum is the most you’ll have to pay during a policy period for health care services. Once your medical expenses add up to your out-of-pocket maximum, your health...
by AleExpriva | Mar 22, 2017 | ACA, Affordable Care Act, Employer Mandate, Group Health Insurance, Health Care Reform, Health Insurance, Individual Health Insurance
On March 6, 2017, Republicans released their proposed legislation to repeal and replace the Affordable Care Act (ACA). These are some of the changes the proposal is looking to implement: Individual mandate requiring most Americans to maintain health insurance will be...
by AleExpriva | Sep 5, 2016 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance, Private Health Insurance
Do you know what a HMO plan is? What about a POS or PPO plan? Health plans offered by insurance companies will usually fall into these categories. However, do you know how are they different? If you want to make a smart decision, you need to know their main features....
by AleExpriva | May 4, 2016 | Family Health Insurance, Federal Marketplace, Health Insurance, Individual Health Insurance, Marketplace
Yes, your health insurance coverage and the financial help you receive for premium is in jeopardy. If the Marketplace sends you a notice asking you to send more documents, you must send them as soon as possible. If the Marketplace needs additional information, it is...
by AleExpriva | Apr 13, 2016 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance
A major part of a health insurance plan is the deductible. However, do you really know what that means? In health insurance, a deductible is the amount that you must pay each year for medical services before the insurance company begins to pay for covered medical...
by AleExpriva | Mar 9, 2016 | ACA, Affordable Care Act, Family Health Insurance, Federal Marketplace, Group Health Insurance, Health Care Reform, Health Insurance, Individual Health Insurance
As part of the Health Care Reform, the new ACA provides for new tax forms that offer information about the health coverage you had during 2015. The new forms are: Form 1095-A, Health Insurance Marketplace Statement. The Health Insurance Marketplace (Marketplace) sends...
