by AleExpriva | Jun 27, 2017 | ACA, Affordable Care Act, Employer Mandate, Federal Marketplace, Group Health Insurance, Health Care Providers, Health Insurance, SHOP, Small Business
On June 22, the U.S. Senate released a discussion draft of the Better Care Reconciliation Act (BCRA) to repeal parts of the Affordable Care Act (ACA). The Better Care Reconciliation Act is the Senate Republicans’ alternative to the American Health Care Act (AHCA)...
by AleExpriva | Apr 12, 2017 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance
When choosing a health plan, a term that might come up is out-of-pocket maximum. An out-of-pocket maximum is the most you’ll have to pay during a policy period for health care services. Once your medical expenses add up to your out-of-pocket maximum, your health...
by AleExpriva | Mar 22, 2017 | ACA, Affordable Care Act, Employer Mandate, Group Health Insurance, Health Care Reform, Health Insurance, Individual Health Insurance
On March 6, 2017, Republicans released their proposed legislation to repeal and replace the Affordable Care Act (ACA). These are some of the changes the proposal is looking to implement: Individual mandate requiring most Americans to maintain health insurance will be...
by AleExpriva | Sep 5, 2016 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance, Private Health Insurance
Do you know what a HMO plan is? What about a POS or PPO plan? Health plans offered by insurance companies will usually fall into these categories. However, do you know how are they different? If you want to make a smart decision, you need to know their main features....
by AleExpriva | May 16, 2016 | ACA, Affordable Care Act, Group Health Insurance, Health Insurance, Renewal, Small Business
A waiting period is the period of time that must pass before health coverage for an employee or dependent can become effective in a group health insurance. Since 2014, employers offering group health plans may not wait longer than 90 days to begin covering all...
by AleExpriva | May 4, 2016 | Family Health Insurance, Federal Marketplace, Health Insurance, Individual Health Insurance, Marketplace
Yes, your health insurance coverage and the financial help you receive for premium is in jeopardy. If the Marketplace sends you a notice asking you to send more documents, you must send them as soon as possible. If the Marketplace needs additional information, it is...
