by AleExpriva | Aug 1, 2018 | ACA, Affordable Care Act, Group Health Insurance, Health Insurance, HealthCare.org, Insurance Companies, Small Business
MLR (Medical Loss Ratio) Rebate Timeline ¿What is the Medical Loss Ratio Rebate? Federal law, established as part of the Affordable Care Act in 2011, requires health insurers to spend majority of their premium dollars on medical claims and activities that improve...
by AleExpriva | Jun 20, 2018 | Family Health Insurance, Group Health Insurance, Health Care Providers, Health Insurance, Health Tips, Individual Health Insurance, Insurance Carriers, Insurance Companies, Private Health Insurance, Tools
Virtual Visits to the Doctor is one of UnitedHealthcare’s newest tools! In an effort to offer simple and up-to-date solutions to their members, UnitedHealthcare developed this service to diagnose and treat minor health issues online. Anytime you need a doctor,...
by AleExpriva | Oct 11, 2017 | ACA, Affordable Care Act, Group Health Insurance, Individual Health Insurance
On December 16, 2016, the Department of Health and Human Services (HHS) issued final regulations related to a wide range of ACA provisions. These final regulations, effective for plans and plan years beginning on and after January 1, 2018, are relatively the same as...
by AleExpriva | Jun 27, 2017 | ACA, Affordable Care Act, Employer Mandate, Federal Marketplace, Group Health Insurance, Health Care Providers, Health Insurance, SHOP, Small Business
On June 22, the U.S. Senate released a discussion draft of the Better Care Reconciliation Act (BCRA) to repeal parts of the Affordable Care Act (ACA). The Better Care Reconciliation Act is the Senate Republicans’ alternative to the American Health Care Act (AHCA)...
by AleExpriva | Apr 12, 2017 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance
When choosing a health plan, a term that might come up is out-of-pocket maximum. An out-of-pocket maximum is the most you’ll have to pay during a policy period for health care services. Once your medical expenses add up to your out-of-pocket maximum, your health...
by AleExpriva | Mar 22, 2017 | ACA, Affordable Care Act, Employer Mandate, Group Health Insurance, Health Care Reform, Health Insurance, Individual Health Insurance
On March 6, 2017, Republicans released their proposed legislation to repeal and replace the Affordable Care Act (ACA). These are some of the changes the proposal is looking to implement: Individual mandate requiring most Americans to maintain health insurance will be...
