by AleExpriva | Apr 13, 2016 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance
A major part of a health insurance plan is the deductible. However, do you really know what that means? In health insurance, a deductible is the amount that you must pay each year for medical services before the insurance company begins to pay for covered medical...
by AleExpriva | Apr 8, 2016 | ACA, Affordable Care Act, Health Insurance, Insurance Companies
Summary of Benefits and Coverage – Proposed Changes Recently Announced Summary of Benefits and Coverage which have been evolving since 2014, are expected to be finalized this spring. The ACA requires health insurers and self-funded employers to provide a uniform...
by AleExpriva | Mar 9, 2016 | ACA, Affordable Care Act, Family Health Insurance, Federal Marketplace, Group Health Insurance, Health Care Reform, Health Insurance, Individual Health Insurance
As part of the Health Care Reform, the new ACA provides for new tax forms that offer information about the health coverage you had during 2015. The new forms are: Form 1095-A, Health Insurance Marketplace Statement. The Health Insurance Marketplace (Marketplace) sends...
by AleExpriva | Jan 29, 2016 | Federal Marketplace, Health Insurance, HealthCare.org
HealthCare.gov has posted in its blog about a possible email phishing scam targeting HealthCare.gov users. The phishing emails claim to come from HealthCare.gov and ask users to complete a verification process for 2016 tax returns through links that appears to go to...
by AleExpriva | Oct 19, 2015 | ACA, Affordable Care Act, Employer Mandate, Group Health Insurance, Health Insurance, Renewal, Small Business
The purpose of the Summary of Benefits and Coverage (SBC) is to provide individuals with standard information so they can compare medical plans as they make decisions about which plan to choose. Effective September 23, 2012, health insurers and self-insured group...
by AleExpriva | Oct 8, 2015 | ACA, Affordable Care Act, Group Health Insurance, Health Care Reform, Health Insurance, Small Business
On October 1, Congress approved a bill repealing the Affordable Care Act (ACA) provision expanding the small group definition, which was scheduled to change from 1-50 to 1-100 employees on January 1, 2016. President Obama is expected to sign the bill into law next...