by AleExpriva | Sep 5, 2016 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance, Private Health Insurance
Do you know what a HMO plan is? What about a POS or PPO plan? Health plans offered by insurance companies will usually fall into these categories. However, do you know how are they different? If you want to make a smart decision, you need to know their main features....
by AleExpriva | May 16, 2016 | ACA, Affordable Care Act, Group Health Insurance, Health Insurance, Renewal, Small Business
A waiting period is the period of time that must pass before health coverage for an employee or dependent can become effective in a group health insurance. Since 2014, employers offering group health plans may not wait longer than 90 days to begin covering all...
by AleExpriva | Apr 13, 2016 | Family Health Insurance, Group Health Insurance, Health Insurance, Individual Health Insurance
A major part of a health insurance plan is the deductible. However, do you really know what that means? In health insurance, a deductible is the amount that you must pay each year for medical services before the insurance company begins to pay for covered medical...
by AleExpriva | Mar 9, 2016 | ACA, Affordable Care Act, Family Health Insurance, Federal Marketplace, Group Health Insurance, Health Care Reform, Health Insurance, Individual Health Insurance
As part of the Health Care Reform, the new ACA provides for new tax forms that offer information about the health coverage you had during 2015. The new forms are: Form 1095-A, Health Insurance Marketplace Statement. The Health Insurance Marketplace (Marketplace) sends...
by AleExpriva | Oct 19, 2015 | ACA, Affordable Care Act, Employer Mandate, Group Health Insurance, Health Insurance, Renewal, Small Business
The purpose of the Summary of Benefits and Coverage (SBC) is to provide individuals with standard information so they can compare medical plans as they make decisions about which plan to choose. Effective September 23, 2012, health insurers and self-insured group...
by AleExpriva | Oct 8, 2015 | ACA, Affordable Care Act, Group Health Insurance, Health Care Reform, Health Insurance, Small Business
On October 1, Congress approved a bill repealing the Affordable Care Act (ACA) provision expanding the small group definition, which was scheduled to change from 1-50 to 1-100 employees on January 1, 2016. President Obama is expected to sign the bill into law next...
