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Health Insurance 101: What is a Deductible?
A major part of a health insurance plan is the deductible. However, do you really know what that means? In health insurance, a deductible is the amount that you must pay each year for medical services before the insurance company begins to pay for covered medical...
Summary of Benefits and Coverage Update
Summary of Benefits and Coverage – Proposed Changes Recently Announced Summary of Benefits and Coverage which have been evolving since 2014, are expected to be finalized this spring. The ACA requires health insurers and self-funded employers to provide a uniform...
Happy and Healthy Easter from Expriva.com!
Celebrate this Easter with a heart filled with love and peace. Have a blessed and wonderful Easter!
My Form 1095-A is Wrong, What Do I Do?
What to do if your Form 1095-A is Wrong If you enrolled in a Marketplace health insurance plan for 2015, you should have gotten Tax Form 1095-A, Health Insurance Marketplace Statement in the mail. If you have an online Marketplace account, it should be there too. Read...
Health Care Forms for Individuals (Forms 1095-A, 1095-B, and 1095-C)
As part of the Health Care Reform, the new ACA provides for new tax forms that offer information about the health coverage you had during 2015. The new forms are: Form 1095-A, Health Insurance Marketplace Statement. The Health Insurance Marketplace (Marketplace) sends...
Healthy Tip of the Month: Watch Out for Your Salt
From February 29 to March 6 World Action on Salt and Health celebrates Salt Awareness Week. This year, the objective is to warn people of salt hidden in different foods, such as cereals, canned food, processed food and other. About 75% of the salt we eat is already in...
HealthCare.gov’s Warning of Email Scam
HealthCare.gov has posted in its blog about a possible email phishing scam targeting HealthCare.gov users. The phishing emails claim to come from HealthCare.gov and ask users to complete a verification process for 2016 tax returns through links that appears to go to...
Happy Thanksgiving!
A special greeting of Thanksgiving time to express to you our sincere appreciation for your confidence and loyalty. We are deeply thankful and extend to you our best wishes for a happy and healthy Thanksgiving Day.
Summary of Benefits and Coverage Employer Update
The purpose of the Summary of Benefits and Coverage (SBC) is to provide individuals with standard information so they can compare medical plans as they make decisions about which plan to choose. Effective September 23, 2012, health insurers and self-insured group...
Small Group Definition Will Not Change Nationally in 2016
On October 1, Congress approved a bill repealing the Affordable Care Act (ACA) provision expanding the small group definition, which was scheduled to change from 1-50 to 1-100 employees on January 1, 2016. President Obama is expected to sign the bill into law next...